Customized Working Capital Loan

GrantCanada — federal$250,000 – $35,000,000

BDC Growth & Transition Capital offers customized working capital financing from $250,000 to $35 million for established or high-growth firms that need capital for growth initiatives, R&D, product development, or intangible assets without diluting ownership. The program provides three flexible financing solutions: mezzanine financing, cash flow financing, and quasi-equity financing, with repayment terms tailored to the business's cash flow over 2 to 8 years.

What you'll need

  • Financial statements demonstrating strong cash flow history
  • Business plan and growth projections
  • Management team information and experience
  • Details of intended use of capital

How it works

Related programs

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